Jungian Analytical Psychology and the Process on Individuation

Fraud Activities in Financial Companies

Question: Misrepresentation exercises happen in monetary organizations, as money related renting fakes, fakes in protections trade markets, contracts, and so on. Also, portray in any event 3 related cases for instance. Suggested structure for each body part: (a). Current circumstance and as of late improvement in your general vicinity (b). Present extortion action of your part (c). Dissect cases in detail, upheld by law and guidelines (discover cases from ASIC site) (d). Our proposals on this sort of misrepresentation (advancement of guidelines, anticipation, discipline and so on.) Answer: (a). Extortion case at BearingPoint Australia Pty Ltd including previous CEO John Morris. Portrayal of bogus data about the money related records of organizations has been seen much of the time. The laws and guidelines administering money related foundations has anyway been ventured up as of late. These sorts of fakes are generally executed by chiefs accused of the obligations of holding the data as caretakers. Generally oversees distort the data to disguise awful money related status of the organizations they are in control to conceal fake exercises they have drawn in or submitted the organization into. For the situation including BearingPoint CEO Mr John Morris, he was blamed for giving bogus budgetary data about BearingPoint Australian Pty Ltd to delegated organization evaluator PricewaterhouseCoppers in the year 2004. The CEO conceded that he had built up an installment calendar to the variety contract between BearingPoint Australian Pty Ltd and Canon. The issue here was that while the CEO delivered archives that indicated that the agreement esteem between his organiz ation and Canon was $ 19.6 Million, PWC set up through monetary records held by Canon that the incentive to be $ 13.2 million. The variety of $ 6.4 was what the CEO hid to both BearingPoint Australia Pty Ltd and her delegated inspector PWC. The demonstration spoke to net unfortunate behavior by misrepresentation with respect to the CEO by first distorting monetary records of his boss and besides by neglecting to cling to the set of principles of his manager which necessitated that he demonstrations in compliance with common decency and to the greatest advantage of the organization while releasing his order as the CEO of the organization. John Morris was indicted by Australian protections and speculation commission (ASIC) built up in 2001 under the Australian laws. ASIC set forth that the CEO penetrated companies act 2001 (Corporations ACT) when he intentionally deceive the two his manager and her reviewer by misrepresenting money related records of BearingPoint Australia Pty Ltd. Th e appointed authority concurred with the arraignment (Commonwealth chief of Public indictments) and Mr. John Morris was found to have repudiated enterprises act under Australian laws having confessed of two charges and the officer sitting at Melbourne justice court fined him $ 2,500 with respect to each charge and was in a flash prohibited from any administrative obligations of any organization for the time of five years from the date when the conviction was conveyed that is Tuesday, 22nd August 2006. ASIC Home | ASIC - Australian Securities And Investments Commission (2016) Asic.gov.au https://asic.gov.au/. It is our suggestion that CEOs of the organizations ought not be the main caretakers of pivotal money related records of the organization. To such an extent that for a misrepresentation to happen it needs to include connivance of many individuals in the framework to a degree that it is practically unreasonable to board of trustees a monetary misbehavior without the information o n other junior and ranking directors. Paul M Clikeman, Called To Account. (b). Extortion case including Dessipur Pty Ltd previous executive Mr. Haydn James Dodge. Without the presence of legitimate guideline and closer examination of the numerous organizations that manages open finances numerous fake exchanges and dealings may go unnoticed. This is in such a case that the organization is covering expenses, representatives and some other expense related with the smooth activity of the organization, it is trying to smell a rat the yearly stages. The extortion is typically the work a senior official and a couple of representatives and since for the most part the repercussions are felt later when the organization is in profound money related emergency the demonstration can undoubtedly go unnoticed. Mr. Avoid of Sorell in Tasmania was denounced by Australian protections and venture commission (ASIC) that between the dates of eighteenth November 1996 and 26th of August 1998 Mr. Evade and previous Hobart specialist a Mr. Thomas Peter Baron in there full information utilized Dessipur Pty Ltd as a way to dupe financial specialists Money in abundance of $900,000 from contract finance. The examination was focused on two bombed sub-divisions known as Co Drive Pennington Drive at Sorell. People in general was hoodwinked by the two to purchase portions of the land utilizing Dessipur Ltd and that when the two sub division is finished each one who contributed will get their offers as needs be. The division never happened and the open assets were in peril. Mr. Avoid conceded to three checks of connivance to cheat speculators near $1.4 million and one include getting money related bit of leeway deceptively in Supreme Court of Tasmania. The case that was indicted by the Tasmanian Director of open arraignment emerged from Mr. Evades cooperation in the bombed specialists contract reserves worked by Hobart law offices. The central Justice Underwood in his shrewdness expressed that the wrongdoing submitted by the two will pull in three years in prison on the grounds that the obstacle is key factor in the demonstration of condemning watchfulnes s. He further expressed that such like violations are hard to recognize and indict. Mr. Avoid having carried out the referenced wrongdoing was condemned to three years detainment. The two had negated Australian law under Australian companies act 2001. He was anyway qualified for parole in the wake of serving one entire year in prison. Mr. Avoid was at first blamed for 38 checks of deceptive nature however after conversation with Tasmanian Prosecutor it was concurred that the tree tallies of untruthfulness will sufficiently cover the remainder of the checks prosecutable under the law. ASIC Home | ASIC - Australian Securities And Investments Commission (2016) Asic.gov.au https://asic.gov.au/.We suggest that closer oversight and investigation ought to be authorized to every monetary foundation that manage open assets. Their center money related frameworks ought to be available to the controller at some random time to empower investigation. Rory M. Cohen, US Securities And Exchange Comm ission Amends Dollar Threshold Tests Under Qualified Client Standard, Requires Exclusion Of Net Equity In Primary Residence (2012) 13 Journal of Investment Compliance. (c) Conviction of previous Woodvile North home loan dealer As it is presently in Australia credit handles for the most part act from the situation of trust. Every application they forward to loan bosses is accepted that the specialist has conveyed right data to the best of his or information since the credit representative is the conductor between credit supplier and the credit borrowers. There is a lacuna in the guidelines on the grounds that only one out of every odd advance application is examined in every single detail. The rules as it is as of now established give a lot of trust with respect to the intermediary. Anyway such wrongdoings as deceitfulness in this sort of course of action can be handily dedicated and are difficult to identify except if the demonstration itself is glaring. Philip Wolny, Understanding Financial Frauds And Scams (Rosen Pub., 2013). Mr. Daniel Duy Nguyen of Woodvile North South Australia worked as a credit specialist. He is the sole executive of Ausfin Solutions Pty Ltd which exchanged as Arndale fund. Australian protections and venture commission 2001 (ASIC) researched Mr. Nguyen. It is claimed that in the period between October 2011 and February 2012, Mr.Nguyen gave bogus data with respect to deal agreement and examination letters for rentals gave to the credit supplier to the reasons for supporting home advance application for the benefit of his five customers. The credit supplier was Westpac Banking Corporation (Westpac). Mr. Nguyen maybe searching for more commission concluded purposely to modify monetary data for his customers all together for the application to be affirmed by Westpac. This demonstration reprensentd net offense with respect to Mr.Nguyen having contradicted enterprises act 2001. The demonstration requires in addition to other things that the intermediary will attempt to give right money rel ated data of his/her customers apparently when making any sort of credit application for their benefit. It likewise necessitates that the intermediary demonstrations in compliance with common decency without deceiving banks to endorse advances for elements or individuals who don't meet all requirements for the equivalent. Mr. Nguyen conceded of five tallies of charges of giving misdirecting money related data to Westpac Banking Corporation. He consequently got four months suspended sentence. The case was arraigned by federation executive of open indictments at the Adelaide Magistrate court in Australia. ASIC Home | ASIC - Australian Securities And Investments Commission (2016) Asic.gov.au https://asic.gov.au/. We suggest that there is no requirement for expecting all credit representatives are dependable regardless of whether they have all the essential papers. There must be wagered checks and equalization it is anything but difficult to give bogus data particularly when done on little bits. The banks should check every single piece of the data gave. Celeste M. Hammond, Subprime: Real Estate Frauds, Mortgage Frauds And Legal Certainty SSRN Electronic Journal. (d) Fraud case including South Australian guide. Its standard for overall population to look for money related help or advices from organizations giving such consultancy administrations. This is generally spread practice over the world not simply in Australia. In all cases the counselor or the prompting substance is required to act to the greatest advantage of the customer. They act in the situation of trust both from the general population and industry controllers. This sort of course of action totally relies upon who the customer feels more comfo

Should Income Matter When Choosing a Partner

Should Income Matter When Choosing a Partner Should Income Matter When Choosing a Partner? Should Income Matter When Choosing a Partner?Factoring in a potential partners income might feel shallow, but its one of many financial factors you should be taking into considerationâ€"even if its not the most important one.When it comes to dating, everybody has their dealbreakers, like people who chew too loud or folks who are rude to waitstaff. But what about income? Is that something you factor in when deciding whether or not someone can be a long-term romantic partnerâ€"or maybe even the fabled “one?”There are lots of folks who would balk at the idea of factoring in income when determining a partner. And not without good reason. It would mean they’re shallow, right? Well, not necessarily.While we’re not saying that you should set a hard line on how much a potential partner has to earn, income is certainly one factor out of many that are fine for a person to consider. But even more important than income is what a person does with the money they earnâ€"whether it’s a lit tle or a lot. Love, marriage, and money are all complicated.  If the idea of taking money into account at all when deciding on a future partner makes your teeth itch, we’ve got some news for you: Money is going to be an issue in your relationship whether you want it to be or not.“Figuring out who you want to spend your life with is a multi-faceted decision,” said marriage and family therapist Jill Whitney. “Despite what you see in Disney movies and romcoms, it takes more than love to make a solid, long-term relationship.“Love, caring, and attraction definitely matter, but theyre not enough. You also need common values and life goalsâ€"and compatibility about money.”Even if you don’t want to factor in a person’s income, you should definitely think about whether you two are money-compatible. After all, spending your life together means making all kinds of financial decisions, both large and small, together as well.“Marriage is as much a business relationship as it is a romantic relationship. Far too many people dont realize this, or they forget about it in the thrill of romantic attraction,” said writer and sociologist BJ Gallagher (@BJ_Gallagher). She went on to provide numerous examples of the kinds of money decisions that you and your partner will have to make:“Marriage involves paying for living expenses, saving for retirement, the huge expense of raising children if the couple plans to have them, home ownership, insurance, inheritances, and handling financial emergencies when they occur. Student loans are often involved. Eldercare responsibilities later in life. There are dozens of financial aspects to a marriage or long-term living together arrangement.”“You absolutely want to have some sense of your partners earning potential, based on his or her career,” she cautioned. “Your own financial future is going to be intertwined with this other person so if youre smart, youll pay attention not just to their current income but the l ikelihood of their future income as well. Your own financial well-being depends on it.”Planning for the future means being able to factor in future earnings. If your plans and your partner’s income don’t match, that’s something you’ll have to discuss. It’s not a dealbreaker, but some deal amendments might certainly be in order.Everyone has a relationship with money.Unless you’re a hermit who lives in the woods (which you probably aren’t because then how would be reading this), money plays a big role in your life. You have a relationship with it, the same way that you have a relationship with your partnerâ€"and the same holds true for them.These relationships will impact each other. And if you choose to ignore them, the odds are good that the impact will be negative.“Sadly, income and finances are the biggest reasons couples fight or even break up, so discussing finances is such an important conversation,” said Denise Nostrom ChFC, CLU; Founder and Owner of Divers ified Financial Solutions  (@diversifiedfinancialsolutions) in Medford, NY. “It happens to be one of those taboo topics that we tend to not talk about, but not talking about it before committing to someone for the long term is a big mistake.”“Take some time to think about your own financial style and your partners,” Whitney counseled. “What does money mean to each of you? To what extent is money for security, fun, status, or indulgence? Whats worth spending money on and whats less important? How much of a financial cushion would make each of you feel comfortable?“How would each of you prioritize spending optionsâ€"say, having money for nice vacations versus having a larger house? How would you dial back expenses if one of you lost a job or if your investments took a hit?”Earnings aside, how much do they spend?  â€œAs I like to tell clients who are considering getting married, this person could ruin your credit rating,” said Whitney. “A spouse who spends more than t he two of you can afford can undermine an otherwise strong relationship. Even if the two of you are high earners, its possible to spend more than you make.“At best thats stressful, and at worst it can lead to financial ruin. If you earn more ordinary incomes, overspending is likely to lead to lots of conflict and heartache. On the other hand, a partner who never wants to spend at all might make you feel constricted and resentful.The one thing you shouldn’t do is look at income as the only factor to considerâ€"or even the most important financial factor. As Whitney cautioned, even people with high incomes can run their finances into the ground if they spend beyond their means.“I dont think income matters as much as having compatible habits and goals,” said certified financial educator Maggie Germano (@MaggieGermano). Even folks who make lots of money can have conflicts if the money isnt going towards things that they agree on. Its important to be aligned with your partner abo ut what you will be spending money on or saving for.Whitney offered a similar perspective: “A potential partners financial style is more important than their earnings. High earnings are great, but whats more important is how the person balances spending and saving.”You can’t act without solid information.  Neither you nor your partner is psychic. This means that you’re going to have to talk to them about money stuff. And it’s going to mean spilling some cold, hard numbers as well.As early as you can, see what this persons relationship is to money,” advised Nathalie Noisette, owner of Credit Conversion (@credconversion). “Find out what their credit score is, how much debt they have, what are their spending habits, and how much they know about managing money. Once you get married you are now assuming this as your own.Once you’ve got a good sense of how your partner handles money, you can set about determining your next steps. Maybe they’re great with money and you do n’t have to do much else! Maybe they’re … not.“If habit or credit is less than great, are they willing to do something about it?” said Noisette. “Get real with yourself. Are you willing to pay higher interest rates till death do you part if your partners credit is not good?“Having financial struggles can largely impact your life. Sure, there are things that are outside of your control (natural disasters and declining health), but the factors that are within your power should be known before you say ‘I do.’”According to the Noisette, the bottom line here is to “get in the know.”Do they have a budget? What about financial goals?  Two great ways to figure out a person’s relationship with money beyond just their income is to answer these two questions: Do they have a budget, and what are their long-term financial goals?“You really need to know how your partner feels about money and if they have a budget,” said Nostrom.  Her recommended follow-up questions i nclude:“Do they know what they spend each month or do they just spend everything they earn and yearn for their next paycheck?“Do they have any money in savings or do they live paycheck to paycheck?“Are they ‘paying themselves first’ and putting money away each month into a savings account or into some type of investment vehicle?“Do they participate in their company retirement plan like a 401K plan?”“You may also want to talk to them about their financial goals to see if they are similar to your own financial goals,” she added. If your goals are very different, this may not be a good sign for future success as a couple.”If this sounds like a lot, well, that’s because it is. This conversation isn’t worth having even though it’s hard; it’s worth having because it’s hard.“For many people, this is an overwhelming conversation, so you may want to consider meeting with an objective third party, like a financial advisor,” said Nostrom. “This may be a good first step and definitely worth your time to make sure that you know the finances of the person you may be spending the rest of your life with.“It is better to know the situation, good or bad, to make sure you are going into a long term commitment with your eyes wide open.”Consider dividing up your living expenses.Florida attorney Miguel A. Suro, who also blogs about lifestyle and personal finance topics at RichMiser.com (@therichmiser), had some great advice to help partners with different incomes levels decide whether to bridge the gap or go their separate ways:“If you are accustomed to or expect an expensive lifestyle. If your partner’s lower income will make that lifestyle unattainable, be very sure that you are fine with that,” he said.“If there is a large income disparity between partners (and you are the higher-income partner), be sure that you will be happy making the biggest contribution to your household’s finances. Financially supporting a partner against y our wishes can be a major source of tension and resentment in a relationship.“Conversely,” added Suro, “if you are the lower-income partner, be sure that you can accept that you will contribute less to household finances.”“Talk to your partner about how youd divide living expenses. Early in a relationship, its reasonable for each person to pay half. But in a long-term relationship, especially a marriage, youre in this together and you need to be equal partners, even if your incomes are different.“In sum,” he concluded, “running a household is very hard, and fighting over money can lead to an unraveling relationship. So, talk it over extensively before marriage or cohabitation, and make very sure that you’re both on the same page before making a deeper commitment”Using joint and separate accounts could help.Whitney recommended using joint and separate bank accounts to help couples navigate between shared financial responsibilities and their own financial independe nce:“I often suggest that couples have a joint account for most expenses, like mortgage and utilities, and also smaller, separate accounts for personal expenses like clothes, gifts for each other, and hobbies,” she said.“Each partner should have the same monthly amount in their personal account regardless of earnings because youre equal partners. This approach lets you work as a team for most things but also gives you the ability to make individual spending choices.”Dont forget to factor in their debt.Don’t let a focus on your partner’s income blind you to other important financial factors: Namely, how much debt they owe. Bringing home a larger income while carrying an even larger debt load is something you’ll need to figure out“Another thing to be aware of is the debt that your partner has, and you should be honest about your own,” said Germano. “Debt can significantly impact the decisions youre able to make in your life, so youll want to be fully informed.ӠœIf a partner will bring debt into a marriage, I think it’s ‘cleaner’ if that partner’s income is sufficient to repay that debt,” recommended Suro. “Although it’s possible for one partner to pay the other’s debt, make sure that both of you are fine with that and that it will not cause resentments.”Make sure you two talk about the future.If you and your partner plan on spending the rest of your life together, you two would do well to talk about the kinds of financial decisions that will occur further on down the lineâ€"especially potential scenarios that might take you by surprise.“Its essential to talk about possible future scenarios that would affect your financial life, said Whitney. “If you plan to have children, would one of you quit your outside job, switch to part-time, or move to a more flexible but less lucrative career?”“Which of you would make the change? How would you adjust to the decreased income? Do you plan to retire early, on time, or late? What if one person wanted to retire early but that meant a significant change in lifestyle?”Suro also noted that deciding whether or not to have kids can have huge financial ramifications, the kinds that are best discussed ahead of time:“Having children oftentimes will mean that one partner will have to switch to part-time work, or that you may need to hire paid help. Therefore, consider if that will be your situation, and whether your combined incomes would allow for it.”Remember, this is just the beginning.Talking to your partner about money issues and your mutual incomes is great. But it’s not like a single conversation is going to solve this issue forever. You two have a lifetime of communicating with one another to look forward too.“Have money conversations early on in your relationship to make sure your visions align. But having the conversation once doesnt mean you are done, said Germano. “Its something that should be discussed regularly, especially if your financ ial situation is changing in any way. Schedule a weekly ‘money date’ with your partner to make sure both people are informed and feeling good about your money.“Ascertaining your future partner’s earning potential is a good start, but its just a start,” advised Gallagher. “You want to have conversations with the other person about their attitudes about money, about their views on consumer debt, about their spending habits and their savings habits, about their level of generosity and sharing with others, and so much more.”To learn more about managing your finances, check out these related posts and articles from OppLoans:The (Comprehensive) Couple’s Guide To Budgeting8 Good Habits to Get Your Financesâ€"and Your Lifeâ€"on TrackFrom Budget to Baller: 6 Tips to Grow Your Money8 Ways To Save Money Today, Tomorrow and Every Day AfterHow do you handle money issues with your partner?  We want to hear from you! You can find us  on  Facebook  and  Twitter.  |  InstagramContrib utorsBJ Gallagher (@BJ_Gallagher) is a  sociologist and the author of numerous business books, womens books, self-help, and inspirational gift books. Her titles include: Why Dont I Do the Things I Know Are Good for Me? (Berkley), The Power of Positive Doing (Simple Truths), and Its Never Too Late To Be What You Might Have Been (Viva Editions). Her newest book, Your Life Is Your Prayer (Mango Publishing) will be out in April 2019.Maggie Germano  (@MaggieGermano) is a Certified Financial Education Instructor and financial coach for women. Her mission is to give women the support and tools that they need to take control of their money, break the taboo of discussing debt and income, and achieve their goals and dreams. She does this through one-on-one financial coaching, monthly Money Circle  gatherings, her weekly  Money Monday  newsletter, and speaking engagements. To learn more, or to schedule a free discovery call, visit  MaggieGermano.com.Nathalie Noisette is the Founder of  Credit Conversion (@credconversion), a credit counseling, and repair company located in Avon, MA. Credit Conversion uses principles of behavioral change to not only allow clients to improve their score but understand the habits that lend to poor credit. “Through our repair and training, it is our vision to see all of our clients repair and maintain near perfect credit scores.”Denise Nostrom ChF CLU  is Founder and Owner of  Diversified Financial Solutions  (@diversifiedfinancialsolutions) in Medford, NY.   Denise’s philosophy is that with time, discipline, and determination you can reach your financial goals and dreams. She is also the Founder and President of a not-for-profit organization, POWER of Women Exchanging Resources, Inc. Denise’s goal with her organization is to raise women up to become more successful in their lives, in and out of the business world.Miguel A. Suro is a Florida attorney and personal finance and lifestyle blogger at  The Rich Miser (@therichmiser), which he runs with his wife Lily Rodriguez. With a tone that is both realistic and aspirational, The Rich Miser is aimed at those who want to elevate their lifestyle while building wealth and spending far less than they thought possible. The Rich Miser  has been featured on major outlets such as MarketWatch, Consumer Reports, and NBC.Jill Whitney is a licensed marriage and family therapist based in Connecticut. She does therapy with couples and individuals and writes about relationships, parenting, and sexuality at KeepTheTalkGoing.com.

What Is Biochemistry - Introduction and Overview

Biochemistry is the science in which chemistry is applied to the study of living organisms and the atoms and molecules which comprise living organisms. Take a closer look at what biochemistry is and why the science is important. What Is Biochemistry? Biochemistry is the study of the chemistry of living things. This includes organic molecules and their chemical reactions. Most people consider biochemistry to be synonymous with molecular biology. What Types of Molecules Do Biochemists Study? The principal types of biological molecules  or biomolecules are: carbohydrateslipidsproteinsnucleic acids Many of these molecules are complex molecules called polymers, which are made up of monomer subunits. Biochemical molecules are based on carbon. What Is Biochemistry Used For? Biochemistry is used to learn about the biological processes which take place in cells and organisms.Biochemistry may be used to study the properties of biological molecules, for a variety of purposes. For example, a biochemist may study the characteristics of the keratin in hair so that shampoo may be developed that enhances curliness or softness.Biochemists find uses for biomolecules. For example, a biochemist may use a certain lipid as a food additive.Alternatively, a biochemist might find a substitute for a usual biomolecule. For example, biochemists help to develop artificial sweeteners.Biochemists can help cells to produce new products. Gene therapy is within the realm of biochemistry. The development of biological machinery falls within the realm of biochemistry. What Does a Biochemist Do? Many biochemists work in chemistry labs. Some biochemists may focus on modeling, which would lead them to work with computers. Some biochemists work in the field, studying a biochemical system in an organism. Biochemists typically are associated with other scientists and engineers. Some biochemists are associated with universities and they may teach in addition to conducting research. Usually, their research allows them to have a normal work schedule, based in one location, with a good salary and benefits. What Disciplines Are Related to Biochemistry? Biochemistry is closely related to other biological sciences that deal with molecules. There is considerable overlap between these disciplines: Molecular GeneticsPharmacologyMolecular BiologyChemical Biology

Ophelia and Hamlet in The Tragedy of Hamlet Essay

Ophelia and Hamlet In 1600, William Shakespeare composed what is considered the greatest tragedy of all time, Hamlet, the tragedy of the Prince of Denmark. His masterpiece forever redefined what tragedy should be. Critics have analyzed it word for word for nearly four hundred years, with each generation appreciating Hamlet in its own way. While Hamlet conforms, without a doubt, to Aristotles definition of a tragedy, one question still lingers. Did Shakespeare intend for the reader or viewer of Hamlet to feel greater sympathy for Hamlet, or for Ophelia, Hamlets lover? Both characters tug at the heartstrings throughout the play, but it is clear that the tragedy of the Prince of Denmark is a misrepresentation of Shakespeares true†¦show more content†¦It seems clear that Ophelia, in her madness, knows what others may be. She has become enlightened in her insanity. Unfortunately, because of her suicide, Ophelia is never given the chance to know what she herself might have been. Clearly though, Ophe lia does change greatly from act 1 to act 4. She transforms from a simple and innocent young girl into a mad, unsettled and knowing woman. What brings on these changes in Ophelia? One significant cause is the aforementioned attempted education by Ophelias brother, Laertes. When Laertes gives his brotherly advise to Ophelia, in act 1, scene 3, he speaks of more that just Hamlets love for Ophelia. Laertes warns Ophelia that Hamlet is toying with her affection in lines 14-18: ... Perhaps he loves you now, And now no soil nor cautel doth besmirch The virtue of his will, but you must fear, His greatness weighed, his will is not his own, or he himself is subject to his birth. (1.3.14-18) According to Laertes, Hamlet could not possibly love Ophelia because his is a prince and Ophelia a mere maid. Hamlet is bound by his regency to love and marry a princess of equal rank and stature. In lines 30-33, Laertes preaches the importance of Ophelias chastity: If with too credent ear you list his songs, Or lose your heart, or your chaste treasure open To his unmustered importunity. Fear it, Ophelia, fear it, my dearShow MoreRelatedThe Tragedy of Ophelia in Hamlet Essay945 Words   |  4 PagesThe Tragedy of Ophelia in Hamlet    Sweet and innocent, faithful and obedient, Ophelia is the truly tragic figure in William Shakespeares Hamlet. Her nature invites us to pity her misfortune caused not by any of her own self-initiated deeds or strategies(Lidz 138). Laertes tells us convincingly how young and vulnerable Ophelia is, (act I. iii.10) likening her budding womanhoods destruction from Hamlet to a process as the canker galls the infants of the spring,/ Too oft before their buttonsRead MoreThe Tragedy Of Hamlet, Prince Of Denmark, Gertrude And Ophelia1514 Words   |  7 PagesKaaiz Rana Timothy McNeil ENG 95 S 17th June 2016 Ophelia Verses Gertrude In the play â€Å"The Tragedy of Hamlet, Prince of Denmark†, Gertrude and Ophelia share similar characteristics. Gertrude is the queen of Denmark and also the mother to hamlet, and Ophelia is the daughter of Polonius, sister to Laertes and hamlet’s love. As a mother it is a maternal instinct to be loving, kind, caring and be there for your child during times of strife and joy. In contrast, a girlfriend or partner is also someoneRead MoreComparing Nora From A Doll s House And Ophelia From The Tragedy Of Hamlet2915 Words   |  12 PagesLife is Tragic: Comparing Nora from A Doll’s House and Ophelia from The Tragedy of Hamlet, Prince of Denmark William Shakespeare’s play The Tragedy of Hamlet, Prince of Denmark and Henrik Ibsen’s play A Doll’s House are both deemed tragedies, and thus in nature share many similarities. While common knowledge of what characteristics distinguish tragedy from other genres can lead readers and audiences alike to determine that Shakespeare’s Ophelia is a tragic character, it is much more difficult to determineRead More Ophelia as a Foil to Shakespeares Hamlet Essay875 Words   |  4 PagesOphelia as a Foil to Hamlet  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚      In Shakespeares tragedy, Hamlet, the audience finds a docile, manipulated, scolded, victimized young lady named Ophelia. Ophelia is a foil to Hamlet. Plays have foils to help the audience better understand the more important characters in the play.   The character of Ophelia is necessary so that the audience will give Hamlet a chance to get over his madness and follow his heart.        Ã‚  Ã‚  Ã‚   Similarities are an important part of being a foil. OneRead MoreThe Characters Of Foils In William Shakespeares Hamlet860 Words   |  4 Pages Foils In Hamlet   Ã‚     Ã‚  Ã‚  Ã‚  In fiction, a foil is a character whom contrasts with another character in the story, typically the protagonist. The foil is able to highlight certain aspects of their opposing character. A foil can differ dramatically or be extremely similar but tends to have key qualities that distinguish the two apart from each other. When an author uses a foil in literature they are emphasizing not only strengths and weaknesses the main character poses, but also understanding the obviousRead MoreEssay on The Destruction of Love Between Hamlet and Ophelia1643 Words   |  7 PagesThe Destruction of Love Between Hamlet and Ophelia      Ã‚  Ã‚  Ã‚   Ophelia describes Hamlet as the courtiers soldier, scholars eye, tongue and sword, Thexpectancy and rose of fair state, the glass of fashion and the mould of form, Thobserved of all observers (Act 3 Scene 1) He is the ideal man. But, after his madness and the death of her father she sees him as a noble mind oer thrown! (Act 3 Scene 1). Ophelia suffers from Hamlets disillusionment; his attitude to her in Act 3 Scene 1 isRead MoreGravedigger Scene Analysis916 Words   |  4 Pagesand in Hamlet, he uses the gravedigger scene to relieve the emotions felt for the death of Ophelia. The gravedigger scene is the most well known scene of comic relief in Hamlet, as it serves as a much needed break in all of the action and it temporarily changes the tone of play, along with impacting the overall meaning. The gravedigger scene distracts the audience from the drama and chaos of the play with two gravediggers exchanging jokes and singing while digging the grave that Ophelia will beRead MoreThe Great Gatsby vs. Hamlet1514 Words   |  7 Pagesinfidelity, and mistrust, tragedy occurs. Other characters become associated with their marital problems, showing different kinds of love and relationships. In the play Hamlet, the reader also experiences many different kinds of love, ranging from lost love to superficial love. The relationships between Hamlet and Ophelia, and Claudius and Gertrude all create conflict which inevitably leads to tragedy. Many characters become involved with the relationships between Ophelia and Hamlet and Claudius and GertrudeRead MoreShakespeare Is The Greatest Masterpiece Ever Written? Essay1710 Words   |  7 PagesShakespeare is relevant and Hamlet is the greatest masterpiece ever written! This relevance is proven within Shakespeare’s complex character development of Hamlet, an empathetic young man dealing with internal struggles on how to handle the death of his father. Shakespeare’s words come to life in Hamlet as he mystically addresses the most timeless philosophical dilemmas of man: the passion of love; the lust for power; and the masquerading line between life and death. Ophelia has convinced herselfRead MoreWomen s Tragedy : Hamlet And King Lear1185 Words   |  5 PagesTinsley Anderson Dr. Pitchford ENGL 4037 24 November 2015 Women in Shakespeare’s Tragedies: Hamlet and King Lear While William Shakespeare’s Tragedies are well known for their violence, tragic heroes, and fatal flaws, the method in which Shakespeare portrays his female characters in a negative light is seldom expressed. The women of Shakespeare’s Tragedies are represented unfavorably, no matter if they are virtuous or evil. â€Å"Shakespeare’s plays are not lacking in women with positive human qualities

Lowering the Drinking Age Free Essays

â€Å"Nearly 10 million youths, ages 12 to 20, in this country report they have consumed alcohol in the past 30 days. † (â€Å"City Council†) Teens use alcohol for a numerous amount of reasons, ranging from celebration to stress to boredom and underage drinking has now become a hobby done behind closed doors. The legal limit today in the United states has been 21 since the 1984, requiring all states to raise the minimum age for purchase and possession of alcohol to 21, but that is not stopping teens from underage drinking. We will write a custom essay sample on Lowering the Drinking Age or any similar topic only for you Order Now The Minimum Legal Drinking Age is largely ineffective because teens are going to drink whether it is legal or not. The minimum drinking age limit should be lowered to 18 because 18 year olds are adults, teens would drink in a more controlled manner, and there would be less unsafe incidents. In the US, 18 is the age of adulthood, so adults should have to right to make their own decisions, especially pertaining to alcohol consumption. â€Å"Turning 18 entails receiving the rights and responsibilities of adulthood to vote, smoke cigarettes, serve on juries, get married, sign contracts, be prosecuted as adults, and join the military. † (Chiappetta) Some of these rights even put you at the risk of death. If at the age of 18, you are allowed to make all of those decisions for yourself, then why not with alcohol? This question still remains unanswered. Republican Richard Marron states, â€Å"It just doesn’t sit right with me that people [at the age of 18] have the right to do everything else, including serve their country, but don’t have the right to consume alcohol, it’s a form of age discrimination. † Being an adult means making your own choices. If 18 year olds are held mature old enough to enlist or vote, it should be held consistent allowing them to buy and drink alcohol. Many argue against the claim that you are old enough to drink at 18. Opponents of lowering the drinking age argue that teens have not yet reached an acceptable age where they can handle alcohol responsibly. â€Å"The discrepancy between the MLDA and the age of majority–and its many responsibilities and authorities–along with continued incidents of alcohol abuse reported on college campuses have fueled debate that setting the MLDA at 21 is fair, smart, and effective. † (Drinking Age Procon. org) The age of 21 should not make a significant impact on anything. A three year age difference doesn’t decide whether someone is ature or responsible enough to drink. That is solely based off their decision, and if the make that choice to drink, than they will face any of the consequences that may come with it. Lowering the drinking age would also increase teens drinking in a controlled, responsible manner. â€Å"Prohibiting this age group from drinking in bars, resta urants, and other licensed locations causes them to drink in unsupervised places such as fraternity houses or house parties where they may be more prone to binge drinking and other unsafe behavior. † (â€Å"The Time Has Come to Address the Reality of Alcohol in America†). Young adults will sneak around if they are not allowed the chance to drink responsibly in a supervised situation. It is no secret that teens drink, so why not just make it legal instead of them taking the risk of trying to hide it? â€Å"Reality is reality and the fact is that 18-20 year olds drink. We need to create a safe and open environment for that reality to take place. † (Henig) Teens do not want to hide it, but if the want to drink they have to, and being supervised is going to result in less binge drinking and engaging in less dangerous activities. The age of 21 treats them and causes to handle things in an untrusting way. How are they ever going to act responsibly if they aren’t trusted? It is argued that lowering the drinking age is only going to create even more dangerous incidents, and that the 21 age minimum is preventing them from happening. â€Å"MLDA 21 helps prevent underage binge drinking. † (â€Å"Drinking Age Pro Con†) Statistics show that â€Å"Binge drinking peaks among 21- to 25-year-olds at 45. 9%, while the binge drinking rates of those aged 12-13, 14-15, 16-17, and 18-20 are 1. 5%, 7. 8%, 19. 4%, and 35. 7% respectively. (â€Å"Results from the 2007 National Survey on Drug Use and Health:National Findings†) If the age limit were change, that would not necessarily raise the percentage, especially if the teens are supervised and being responsible enough. Even if the teens are responsible though, people still think that, â€Å"Lowering the drinking age would make alcohol more accessi ble to teens and increase the amount of binge drinking. † (Dean-Mooney) While the age limit may make it more difficult for them to buy it, teens already have access to alcohol, being 21 or not. It is in their homes, their friends homes, restaurants, and everywhere else they go. Teens are constantly surrounded by alcohol, and there is no stopping them from obtaining it, and being around an adult with it is only going to make it more safe, stopping them from making any destructive decisions. Another reason the limit should be lowered is because there would be an decrease in unsafe activities. There are less traffic accidents with countries who have a Minimum Legal Drinking Age of 18. â€Å"Although the United States increased the MLDA to 21 in 1984, its rate of traffic accidents and fatalities in the 1980s decreased less than that of European countries whose legal drinking ages are lower than 21. (Dee, Evans). That is because allowing them to drink younger where they are supervised is going to stop them from getting in a car. They will have that consent over them to make sure that they do not, but it is not just 18 year olds that are at risk. â€Å"In 2009, the 21- to 24-year-old age group had the highest percentage of drivers in fatal crashes with blood-al cohol concentration (BAC) levels of . 08 or higher – 35 percent. † (Asch, Levy). Anyone who drinks is at risk, whether you’re a new drinker, or you have been drinking your whole life. If anyone is at risk, then why is lowering the drinking age raising so many problems? With lowering the drinking age, it is proposed that the right to drink needs to be a higher age due to the dangers posed by drinking. â€Å"100 of the 102 analyses (98%) in a 2002 meta-study of the legal drinking age and traffic accidents found higher legal drinking ages associated with lower rates of traffic accidents. † (Wagenaar, Toomey). This is a major proponent for why the age limit should remain at 21, but again, anyone is in danger of an accident if they drink and drive. While an older aged person may be more experienced with alcohol and with driving, all the same risks still remain. Underage drinking is also said to be more linked to risky behavior and injury. According to the U. S. Surgeon General, â€Å"About 5,000 kids under 21 die every year as a result of underage drinking – from crashes, homicides, and suicides. † (â€Å"Did You Know? Dangers of Teen Drinking†) It has actually been proven though, that alcohol is not statistically rates of homicides or suicides, despite claims that lowering the legal drinking age to 18 would increase suicide and criminal activities by adolescents. Evidence proves to show that the Minimum Legal Drinking Age should be lowered to the age of 18 because 18 is the age of adults, young adults drinking in a controlled manner, and a decrease in unsafe drinking activities. Lowering the drinking age is definitely something that should be considered. The issues that come with lowering the age limit may be evident but being in control of these issues will help the success of passing this new law. How to cite Lowering the Drinking Age, Papers

Project Paper on Ganga Soap Essay Example

Project Paper on Ganga Soap Paper Marketing Management Project On Ganga Soap INDEX Executive Summary Industry Analysis 4 Ps of Marketing * Product * Price * Place * Promotion EXECUTIVE SUMMARY This report brings out the launching of Ganga Soap, failure to make a mark in toilet soap industry, being re-launched again, failing yet leading to absolute end of the product in the market. Launched by Godrej Industries in 1993, Ganga soap was produced from the holy water of the Ganges. It was considered to be an innovation on the part of the company. With the focus on the lower to middle consumer segment, it was priced affordably. The promotion techniques used for selling the product ended as the company claimed it to be created from the holy water of Ganga. With the achievement of fairly enough sales, the company looked forward to derive more. By involving its brand endorsement through famous Bollywood personality like Govinda and thereby, the promotions took off very well. By giving the tagline as â€Å"now bath in Ganga†, the message being conveyed to the customers was very clear. The company targeted both urban and rural areas for its marketing and specially with promoting it as soap from The Ganga, it centred around the people with religious beliefs. We will write a custom essay sample on Project Paper on Ganga Soap specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Project Paper on Ganga Soap specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Project Paper on Ganga Soap specifically for you FOR ONLY $16.38 $13.9/page Hire Writer However, there were many reasons that in spite of the strong initiatives for marketing the brand, it failed to sustain itself. With the company Godrej’ s fallout with PG being considered as one of the main reasons, the fact that the product was not being able to sustain itself due to its differentiation of being made from the water from the Ganges. After it was re-launched by Godrej again in 1997 it was named as â€Å"Doodh Ganga†. The company’s desperate attempts to gain momentum through the product all went down. By promoting in the similar way, it was well understood that it failed to make any mark as the people became more aware of relating the product on realistic. The amount of pollution affecting the Ganges and purity of water declining making even more difficult to the company to gain sales. By introducing the product merely on the religious basis, it was understood that the company needs a broader scale to make the product strike the customer. Therefore, a strong strategy is needed for bringing the soap to a level where it can match up to the standards of its own counterparts. Introduction Godrej Consumer Products (GCPL) is a leader among Indias Fast Moving Consumer Goods (FMCG) companies, with leading Household and Personal Care Products. Our brands, which include Good Knight, Cinthol, Godrej No. 1, Expert, Hit, Jet, Fairglow, Ezee, Protekt and Snuggy, among others, are household names across the country. We are one of the largest marketers of toilet soaps in the country and are also leaders in hair colours and household insecticides. Our Good Knight brand has been placed at an overall rank 12 and continues to be the most trusted household care brand in the country in Brand Equitys Most Trusted Brands Survey 2010. Branch Offices in Mumbai, Delhi, Kolkata and Chennai ensure pan-India coverage, while factories located at Malanpur (Madhya Pradesh), Thana (Himachal Pradesh), Katha (Himachal Pradesh), Guwahati (Assam) and Sikkim cater to the diverse requirements of our product portfolio. We also have a strong emerging presence in markets outside India. With the acquisition of Keyline Brands in the United Kingdom, Rapidol and Kinky Group, South Africa and Godrej Global Mideast FZE, we own international brands and trademarks in Europe, Australia, Canada, Africa and the Middle East. As part of increasing our global footprint, we have also recently acquired Tura, a leading medicated brand in West Africa, Megasari Group, a leading household care company in Indonesia and Issue Group and Argencos, two leading hair colorant companies in Argentina. We are driven by our mission to continuously enhance the quality of life of consumers in high-growth markets with superior-quality and affordable home care, personal care and hygiene products. The brand â€Å"Ganga† by its name says that it is derived from the holy water of the Ganges. It is evident that it is not only targeting the customer base having sentiments with the holy water i. e on religious norms but also the typical customer base in urban areas. Thus, to create a giant base of customer, it has to be well understood that the customer needs a proper requirement of the product. Thus, it is the constant process of the company to understand the requirements of the customers and bring out the best in it. The strategies involving the Ganga soap in improving its marketing will include the four P’s of marketing which are places, product, promotion and price. Using these methods, the whole product process of launching this soap will be processed. Industry Analysis The toilet soaps market is estimated at 530,000 tap including small imports. The market islittered over with several, leading national and global brands and a large number of small  brands, which have limited markets. The popular and premium brands include Lifebuoy, Lux,Cinthol, Liril, Rexona, and Nirma. Toilet  soaps, despite  their divergent brands, are  not well  differentiated by  the consumers. Itis, therefore, not clear if it is the brand loyalty or experimentation lured by high volumemedia campaign, which sustain them. A consequence is that the market is fragmented. It isobvious that this must lead to a highly competitive market. Toilet soap, once only an urban  phenomenon, has now penetrated practically all areas including remote rural areas. Theincremental demand flows from population increase and rise in usage norm impacted as it is  by a greater concern for hygiene. Increased sales revenues would also expand from upgradation of quality or per unit value. As the market is constituted now, it can be divided into four price segments: premium,  popular, discount and economy soaps. Premium soaps are estimated to have a market volumeof about 80,000 tones. This translates into a share of about 14 to 15%. Soaps form the largest pie of the FMCG Market with bathing toilet soaps accounting for  around 30% of the soap market, by value. Currently, the soap industry is divided into threesegments namely Premium, Popular economy/Subpopular. To  fight  competition,  major  players  Hindustan  Unilever  Ltd  (HUL),  Godrej and Wipro Consumer Care Lighting are now drawing up fresh game  plans. And the accent is clearly on innovation to gain mind share as well as market share inthis overcrowded  category. P’S OF MARKETING {MARKETING MIX} 4p’s of marketing is the base of marketing. The decisions in marketing namely depends on mix marketing . This concept give sense to the owner that in what way product can be produced in market. A manufacturer can capture the market by applying 4p’s systemically. 4p’s of marketing is as und er: 1. Product 2. Price 3. Place (distribution) 4. Promotion There are two types of promotion- 1. advertising 2. sales promotion 1 . Product:- Product is anything that is offered to satisfy needs and wants of the customer. So that they can easily survive. . Price:- When ever company launches a product in the market they have to fix certain price according to the product so that customer buys the product economically. 3. Place (distribution) Place is also called distribution. If a company launches a product in market it should be made available conveniently so that the consumer can easily buy it. If distribution is not proper in the market the product may fail. 4. Promotion Promotion is the mode of communicating with the customer. This is the area where people get to know about the product. PRODUCT Godrej products have been aptly considered as a marketing miracle and this is reflected in the strength of the brand. Godrej has successfully challenged and changed the conventions of soap marketing and today leading business schools are analysing its strategies to demystify this miracle. Godrej’s core marketing thrust revolves around prompting consumer trials by offering a good quality product at most competitive price and retaining these new consumers by continuously offering the same Value For Money equation. This is borne by the fact that today Godrej can boast of a strong brand loyalty from its 400 million consumer base. Godrej has been increasingly successful in extending its brand equity to other product categories like deodorants, Premium Toilet Soaps, hair colour, thus opening new vistas to the field of Brand Building. By launching its old product in a new way to target the lower middle customer base segment, it is reaching out to a wider scope by improving Ganga soap in terms of added ingredients, soothing fragrance and keeping the skin fresh. Not only it contains the new added functionalities but also the trust of keeping up with the relationships with the new and existing customers. PRICE For harried housewives, struggling to balance their monthly budgets, or people who cannot afford premium soaps, for its natural properties, it is indeed affordable. It is much cheaper than its counterparts like dettol, which had already gone well out of their reach. Its cleansing power is far superior. It is estimated that by the mid 2011, the burgeoning sales of Ganga soap will reach a rate of growth that is twice or thrice that of the industry in general. Moreover, Ganga operates in the small-scale sector and, therefore saves an enormous amount of excise duty that multinationals have to pay on every unit produced. The latter simply could not hope to bring the price down to a level that was attractive enough for the middle and lower-middle classes, which will be the bulks segments for Ganga sales. The pricing policy adopted by Godrej for Ganga soap i. e. adequate Quality at an Affordable price has challenged the mighty HLL’s Dettol. Ganga soap 50gm| 15. 00| Ganga soap 100 gm| 25. 00| The Ganga soap name itself is a guarantee of quality for the consumer. It will find ready acceptance. Today, Ganga toilet soap is priced in the range of Rs. 15. In comparison to Gangas price range, HLLs toilet soap brands are priced at a slight premium. LifeBuoy is priced at Rs 24, and LifeBuoy Gold at Rs29. The price of Rexona is Rs29. 50. Primarily the area where Ganga will save millions will be in labor costs. Being a cottage industry Ganga was not compelled to abide by minimum wage rules. that started to mechanize their production process. Ganga’s labor costs for 8000 workers is estimated to be between Rs 15-20 per person day in comparison to HLL who paid their semi-skilled workers approximatelyRs 30-40 per person day. DISTRIBUTION {PLACE} Ganga is estimated to sell over 800,000 units of soap in the starting year and expects a 35% share of the Indian soap market, thus striving to become one of the world’s biggest soap brands. The brand promotion efforts are complemented by distribution reach and market penetration, through a country wide network of 400 distributors and over 2 million retail outlets, making the product available from the smallest rural village to the largest metro. The product set up for Ganga a parallel distribution and sales channel consisting of independent sales force. A two-tier network, the distribution channel is flat enabling swift market response. The company takes great care that the new brand did not cannibalize on the existing brands. The company portfolio today complements the product range, furthering the companys strategy of Value for Money. PROMOTION Gangais looking for advertising only after product is launched in place. It is believed that nothing can be more irritating for a customer than to see a product advertised, and then find it has not reached his grocer. Advertising just tells people that a product is available. After that, the product has to stand on its own feet on quality and price. The appearance on the cover has been designed to bring out the freshness of the Ganges, and senses filling with the fragrance of rose water keeping the skin fresh and good smelling. The advertisement that has been made ready for on television has been devised keeping in mind the psyche and choice of the middle class housewives. With the increase the popularity of the T. V. Soaps and there amplified impact on their thinking and daily life, these serials have become an inseparable part of their lives. The new commercial has thus tried to encash on this very aspect. The commercial is a reflection of these soaps and in a way a mockery of these T. V. serials. Thus the commercial has been made to attract a substantial amount of the audience. Furthermore Ganga is shown a â€Å"new and improved look† in its promotional activities which will also be achieved through this new commercial.

The Complete List of Historically Black Colleges (Updated)

The Complete List of Historically Black Colleges (Updated) SAT / ACT Prep Online Guides and Tips Historically black colleges and universities (HBCUs) have existed since Cheyney University in Pennsylvania was founded in 1837. Many well-known scholars, entrepreneurs, and entertainers have graduated from HBCUs, including Toni Morrison, Sean Combs, Thurgood Marshall, Martin Luther King, Jr., Taraji Henson, and Oprah Winfrey. Are you considering joining their ranks? This post will explaineverythingyou should know when deciding whether to attend an HBCU. In this article, I'll do the following: Define a historically black college Provide facts about HBCUs Detail possible pros and cons of attending an HBCU Give you the complete list of historically black colleges Advise you how to research HBCUs and other colleges Feature Image Credit: Adam Fagen/Flickr What Is a Historically Black College? A historically black college and university is defined in Title III of the Higher Education Act of 1965 as a school of higher learning that was accredited and established before 1964 and whose principal mission was the education of African-Americans. Today, HBCUs enroll mostly African-American students, but a full quarter of HBCUs across the US have at least a 20% non-Black student body. HBCU Facts There are public, private, and religious HBCUs. There are 2-year and 4-year HBCUs. HBCUs have â…› the size of endowments of predominantly white institutions. More than 75% of students at HBCUs are awarded Pell Grants. HBCUs are responsible for 22% of bachelor’s degrees awarded to African-Americans. According to the Network Journal, 40% of black members of Congress, 40% of black engineers, and 80% of black judges graduated from HBCUs. Pros and Cons of Attending an HBCU Tarica Chambliss, my dear friend whom I met when we lived in the same freshman dorm at Stanford, helped me with this section of the article by writing about the pros and cons of attending an HBCU. Tarica is uniquely qualified to advise students about the merits of an HBCU education because she attended both an HBCU and a PWI (predominantly white institution) during her undergraduate years. She graduated from Stanford and spent three years there, but she spent her junior year at HBCU Howard University in Washington DC. Furthermore, she also went to law school at Howard. Here are Tarica's opinions about the benefitsand drawbacksof attending an HBCU. Benefits of an HBCU Let's start with the pros of an HBCU education. Lower Tuition The average tuition at an HBCU tends to be lower than tuition at many PWIs. At a PWI with larger resources, you may be more likely to receive a scholarship to help out with (or even fully cover) your tuition. But if you don't receive a scholarship, going to an HBCU may be a good idea because the overall tuition cost is likely to be significantly lower. This will help you exit college with lower debt. Nurturing Professors Oftentimes at HBCUs the professors may be more accessible and more invested in your future than is the case at other schools. Studies have shown that when it comes to more technical majors and programs (ie. the sciences, pre-med programs, or engineering), students have a higher chance of sticking with these majors at HBCUs than they do at other colleges. This is perhaps because daily they see examples of African-Americans who have successfully completed these rigorous programs and end up having more opportunities for mentorship. In fact, many have advised that African-American students who are interested in science or other technical programs should at least get their undergraduate degrees from HBCUs because they will be more likely to actually become doctors or engineers if they have that foundation. Not Being Called On to Be a Representative At an HBCU, you're not the minority in your classes, so you're not called upon to represent the minority perspective. Whereas at PWIs, if an issue that is thought to disproportionately affect African-Americans comes up in class, you are often called upon to serve as the â€Å"expert† or to give the "African-American perspective." This can at times become annoying (you're there to learn, not teach), so it's nice to be in class at an HBCU where these types of issues do not come up because many of the students already share your experience. Cons And now for the negative aspects of attending an HBCU. Fewer Financial Resources The difference in resources between an HBCU and other schools can at times be stark. HBCUs have smaller endowments and less monetary alumni support to draw from so their resources are often not as robust as those of PWIs. This often results in the facilities not being as modern or sophisticated as those of many PWIs. Administrative Challenges Generally, the administration at HBCUs is notoriously inefficient. I definitely ended up waiting in much longer lines at my HBCU than I did at my PWIand often ended up waiting longer for checks to be disbursed. Again, this may be due to differences in resources (which naturally lead to staffing differences), but it was extremely stressful at times. Less Camaraderie At HBCUs, there can be less unity among the African-American students because the majority of students are African-American. At a PWI, the African-American students tend to band together and have more of a sense of camaraderie and mutual support. At my PWI, almost all of the African-American students knew each other (and to this day I am still friends with many of them). Most PWIs have a Black Student Union or other groups aimed at fostering unity and sense of family among African-American students. These groups are not as prominent at HBCUs because obviously the schools are predominantly African-American. My Additions I just wanted to add a few things I learned from my research and from friends and former students who attended HBCUs. A common criticism of HBCUs is that they lack diversity. While most HBCUs are predominantly African-American, there are often students from every different socioeconomic class, geographic region, and from many different countries.Keep in mind, though, that the level of diversity is different for each HBCU. Remember that not all HBCUs are the same. Employers and graduate school representatives tend to recruit from HBCUs in an effort to increase diversity in their companies and in higher education. Finally, many African-American students feel increased confidence and pride in their African-American identities by being around so many African-American college students and by being in classes that more often incorporate the African-American experience. The Complete List of Historically Black Colleges For this list, I only included accredited 4-year colleges. Most of these schools are in the South, but there areHBCUs in 20 states, Washington DC, and the Virgin Islands. Public universities are in bold. The acceptance rates and percentage of African-American students were reported by the schools for the previous academic year. Alabama School Acceptance Rate % of African-Americans Alabama A M University 51% 95% Alabama State University 54% 92% Concordia College-Selma 100% Not Reported Miles College 26% Not Reported Oakwood University 57% 85% Selma University 100% Not Reported Stillman College 44% 93% Talladega College 51% 89% Tuskegee University 41% 78% Arkansas School Acceptance Rate % of African-Americans Arkansas Baptist College 100% Not Reported Philander Smith College 52% Not Reported University of Arkansas at Pine Bluff 30% 93% California School Acceptance Rate % of African-Americans Charles Drew University of Medicine and Science 100% 32% Delaware School Acceptance Rate % of African-Americans Delaware State University 44% 75% District of Columbia School Acceptance Rate % of African-Americans Howard University 48% 91% University of the District of Columbia 93% 37% (DonkeyHotey/Flickr) Florida School Acceptance Rate % of African-Americans Bethune-Cookman University 64% 89% Edward Waters College 53% Not Reported Florida AM University 45% 94% Florida Memorial University 39% Not Reported Georgia School Acceptance Rate % of African-Americans Albany State University 47% 89% Clark Atlanta University 85% 87% Fort Valley State University 58% 94% Morehouse College 84% 95% Paine College 44% 91% Savannah State University 78% 88% Spelman College 54% 87% Kentucky School Acceptance Rate % of African-Americans Kentucky State University 48% 58% Simmons College of Kentucky Not Reported Not Reported Louisiana School Acceptance Rate % of African-Americans Dillard University 41% Not Reported Grambling State University 44% 91% Southern University and AM College 57% 93% Southern University at New Orleans 79% Not Reported Xavier University of Louisiana 66% 70% (J. Stephen Conn/Flickr) Maryland School Acceptance Rate % of African-Americans Bowie State University 54% 87% Coppin State University 54% 85% Morgan State University 40% 85% University of Maryland, Eastern Shore 61% 74% Mississippi School Acceptance Rate % of African-Americans Alcorn State University 78% 94% Jackson State University 69% 92% Mississippi Valley State University 16% 91% Rust College 39% 96% Tougaloo College 99% 97% Missouri School Acceptance Rate % of African-Americans Harris-Stowe State University 100% 83% Lincoln University of Missouri 54% 49% North Carolina School Acceptance Rate % of African-Americans Barber-Scotia College Not Reported Not Reported Bennett College 92% Not Reported Elizabeth City State University 52% 75% Fayetteville State University 50% 66% Johnson C. Smith University 42% 80% Livingstone College 64% 88% North Carolina AT State University 58% 81% North Carolina Central University 43% 83% St. Augustine's University 74% 95% Shaw University 59% 71% Winston-Salem State University 60% 72% (J. Stephen Conn/Flickr) Ohio School Acceptance Rate % of African-Americans Central State University 38% 95% Wilberforce University 38% 95% Oklahoma School Acceptance Rate % of African-Americans Langston University 46% 89% Pennsylvania School Acceptance Rate % of African-Americans Cheyney University of Pennsylvania 85% 86% Lincoln University 27% 81% South Carolina School Acceptance Rate % of African-Americans Allen University 72% 99% Benedict College 75% 99% Claflin University 44% 92% Morris College 62% 98% South Carolina State University 85% 95% Voorhees College 50% 98% Tennessee School Acceptance Rate % of African-Americans American Baptist College 51% 97% Fisk University 20% 87% Lane College 43% 100% LeMoyne-Owen College 49% 99% Tennessee State University 52% 72% Texas School Acceptance Rate % of African-Americans Huston-Tillotson University 46% 70% Jarvis Christian College 42% 84% Paul Quinn College 90% 85% Prairie View AM University 39% 85% Southwestern Christian College Not Reported 82% Texas College 34% 85% Texas Southern University 51% 82% Wiley College 100% Not Reported Virginia School Acceptance Rate % of African-Americans Hampton University 29% 94% Norfolk State University 67% 83% Virginia State University 80% 85% Virginia Union University 24% 96% Virginia University of Lynchburg 100% Not Reported West Virginia School Acceptance Rate % of African-Americans Bluefield State College 38% 10% West Virginia State University 41% 12% (Jerry "Woody"/Wikimedia) Virgin Islands School Acceptance Rate % of African-Americans University of the Virgin Islands 97% 72% University of the Virgin Islands-Kingshill Not Reported Not Reported How Should You Use This List? If you’re considering attending an HBCU, you should research the colleges that interest you on the list to determine if they’re schools you should apply to or attend. There are many factors to consider to determine if a college is a good fit for you including location, selectivity, support services, and the majors offered. Look at the school’s website, and use guidebooks,college finders, and search websitesto help you in the college selection process. If possible, consult with teachers, counselors, parents, current students, and alumni. To get a general idea of the reputations of different HBCUs, you can check out their US News rankings. Also,Big Future and College View allow you to search for HBCUs and other qualities you’re looking for in a college. Finally, you can attend an HBCU college fair or tour to learn more about specific HBCUs. What's Next? If you're worried about college costs, read about how to pay for college and how to pay for college without loans. Before you finalize your list of schools that you're going to apply to, make sure you know about reach and safety schools. Want to improve your SAT score by 160 points or your ACT score by 4 points?We've written a guide for each test about the top 5 strategies you must be using to have a shot at improving your score. Download it for free now:

U.S. President William McKinley - Fast Facts

U.S. President William McKinley - Fast Facts William McKinley (1843 - 1901) served as Americas twenty-fifth president. During his time in office, America fought in the Spanish-American War and annexed Hawaii. McKinley was assassinated near the start of his second term.   Here is a quick list of fast facts for William McKinley. For more in depth information, you can also read the William McKinley Biography Birth: January 29, 1843 Death: September 14, 1901 Term of Office: March 4, 1897-September 14, 1901 Number of Terms Elected: 2 Terms; Was assassinated soon after being elected to his second term. First Lady: Ida Saxton William McKinley Quote: We need Hawaii just as much and a good deal more than we did California. It is manifest destiny.Additional William McKinley Quotes Major Events While in Office: Spanish-American War (1898)Annexation of Hawaii (1898)Open Door Policy/Boxer Rebellion (1899-1900)Gold Standard Act (1900) States Entering Union While in Office: None Related William McKinley Resources: These additional resources on William McKinley can provide you with further information about the president and his times. William McKinley BiographyTake a more in depth look at the twenty-fifth president of the United States through this biography. Youll learn about his childhood, family, early career, and the major events of his administration. Spanish-American WarThis brief conflict in 1898 between Spain and the United States arose out of Spanish policies in Cuba. However, many claim that yellow journalism was at least partially to blame with their pro-rebel sentiments and the way they dealt with the sinking of the Maine. Tecumsehs CurseEvery president between William Henry Harrison and John F. Kennedy who has been elected in a year ending with a zero has been assassinated or died while in office. This is called Tecumsehs Curse. Territories of the United StatesHere is a chart presenting the territories of the United States, their capitals, and the years they were acquired. Chart of Presidents and Vice PresidentsThis informative chart gives quick reference information on the presidents, vice-presidents, their terms of office, and their political parties. Other Presidential Fast Facts: Grover ClevelandTheodore RooseveltList of American Presidents

Gender and History in Modern South Asia Research Paper

Gender and History in Modern South Asia - Research Paper Example Mani states that one of the reasons that the colonial government abolished the right known as sati was as a result of the belief that it was an inhuman practice that did not put into consideration the rights of the women who underwent it.1 Colonial officials believed that sati was done because the family of women’s husbands did not wish to be saddled with the upkeep of widows. Furthermore, it was believed that these families did not wish widows to contest their husbands’ estates and this was a reason why they were coerced to undergo the right. The result was that the colonial government came to believe that the women who underwent sati were coerced to do so by greedy relatives and members of the Brahmin caste who were called upon to officiate the occasion. Colonial officials wished to institute laws that were designed to ensure that women were protected against what they saw as the depravity of the whole practice of sati, hence the move to abolish it. However, contempor ary scholarship shows that despite there being some cases of women being coerced to undergo sati, a significant number of them went willingly and there were instances where despite being held back by their relatives, they fought their way to the pyre so that they could go with their husbands. In addition, contemporary scholarship shows that some people within the local population were also opposed to sati and made arguments that mirrored those of colonial officials. Contemporary scholars are shown to believe that the sati would have eventually have come to an end in India without the intervention of the colonial government and despite the belief among the latter that sati was practiced all over India, was not as widespread and had fallen into disuse except for Calcutta and the areas surrounding it.

Provide a critical review based on a Reading dealing with the Essay

Provide a critical review based on a Reading dealing with the agencystructure relationship by any one of these theorists Anthony Giddens, Bourdieu, P., or Habermas, J., - Essay Example According to Heiskala (1990), competing epistemological frameworks prevalent before Haberman, generally revolved around structural functionalism and action theory. [Through his work, Habermas] tried to fit together social structural functionalism (Parsons in particular) and action theory (Mead and phenomenology in particular) by creating the distinction between life system and the life world to correspond to them in social reality [and highlight] the distinction between the perspective of the external observer and the perspective of actor to correspond to their theoretical ways of study. 1 By integrating structure and action through communication and other factors in the public and private realm, the current paper will illustrate significant elements of Habermas's works in order to demonstrate its' profound impact on social theory that continues to this very day. We begin the critical review by summarizing elements found in the public sphere. Habermas makes the powerful linkage between action and structure explicit through his notion of "mutual infiltration of public and private spheres" (1989, pp. 141-151). Here, Habermas suggests that it is the bourgeois, rather then any other class, that influences structures composing state and society. Legal, political, social and other specialized elements of public life come to fore as they impact the constructions of society in powerful but distinct ways. The fundamental separation of state and society in the bourgeois world was the result of a variety of phenomena within society, including legal, political, and social aspects. The interaction of these brought about a fundamental separation within various spheres of life. Specifically, the lack of political dominance also transformed the economic phenomenon and manifestation of production. In the legal and economic field however, the public and the private realms gradually became equal, with the state no longer dominating many aspects of life and production. The public and the private could not, however, remain separated as a result of civil society, as conflicts of interest often made it necessary for formal regulatory interventions to take place. Habermas refers to this as neomercantilism, which means that the political public sphere integrated with the interests of civil society in terms of interventionism. It is therefore a type of post-separation reintegration of the private and the public, but without any particular dominance of one over the other. The economic world begins to merge with the political world, where the state and business shared political and economic power reciprocally. By necessity, these circumstances stimulated state intervention [public sector] in business activities [private sector], in order to assure that certain interests were not threate ned. The purpose of interventionism in this regard was to maintain equilibrium within the system, whereas in the past it had been to maintain the power of the political elite. Habermas argues that under new systemic institutional arrangements, more political and legal power is being reciprocally exchanged and reinforced among these public authorities than ever before. Another

Mythology Retold Through Entertainment Outlets Essay -- Myth Mythology

Mythology Retold Through Entertainment Outlets The world of Art and Architecture has continually provided the tools to communicate many differing concepts or ideas such as political ideologies like socialism to simple folk-tales or intricate narratives. The elements of Greek Art and Architecture and its direct connection to mythology is the main focus of this essay. I will present the comparison of a "new" representation of a Greek Temple used in the set design of, The Clash of the Titans; to the original where its influence is traced to the classic of all Greek Temples, the Parthenon. By illustrating this comparison of new to original, I hope to communicate the idea of how contemporary society has attempted to retell mythology through entertainment outlets. As stated in the introduction, our contemporary or "new" work is the movie titled, The Clash of the Titans, adapted from the book of the same title written by Beverley Cross. This film was released in the year of 1981 as one of many mythological based stories the entertainment industry has gained profit from. The narrative of this film consists of the mythological tale of Perseus as it took place in Greece when immortals and mortals depended upon one another. Here Hollywood retells the tale of the life of Perseus, son of Zeus; selling mythology to the paying viewer. Within the film the set design is based upon the Greece of that time; the High Classical period of Art and Architecture. Argos is the birthplace of Perseus a city later destroyed by the Kraken, the last of the known Titans. It is here our new work is visualized and represented, the scene of tsunamis crashing upon the temples of Doric order and a statue based upon High Classical period of Greek Art and Arch... ...g new ideas, representations, and methods. As time progresses the element of creativity evolves but never separates itself from the history it has grown from. The concept of, "reconfiguration as a new mode of remembering the past is just another idea we utilize to place ourselves in our own temporality (Netzger, 9). Given that chance we allow ourselves to evolve and grow with time and patience, and this in turn affecting our environment as well as other individuals. Works Cited The Clash of the Titans. Dir. Desmond Davis. With Harry Hamlin, Ursula Andress, and Laurence Olivier. Metro-Goldwyn-Mayer, 1981. Netzger, Nancy. "Modes of Remembering The Classical Past" Memory and the Middles Ages. Ed. Nancy Netzger and Virginia Reinburg. Boston: Boston College Museum of Art, 1995. Stokstad, Marilyn. Art History: Volume One. New York: Harry N. Abrams, Inc., 1995.

The Repercussions of a Universal Health Program in the United States

The implementation of a universal health program in the U. S. is one of the many plans presented by President Barack Obama during his campaign several months ago. (AP, 2007) Now that Obama is the president, we might be expecting this particular response to problems in health care that have been a burden to many Americans in the past years. However, will a nationalized, universal health program resolve the various issues that have been plaguing health care over the years?Reviewing the possible upshots or consequences of this program would serve as rejoinders to this question. A nationalized, universal health program is a seeming response to the problem of limited healthcare coverage in the country although compared with other nations; the U. S. spends large amounts of money for this particular service. (AP, 2007) In general, a universal health program will provide all citizens of the U. S. ith health insurances regardless of the guidelines previously set as qualifications for individu als who are allowed to access healthcare insurance and services.Other issues addressed by a universal health programs is the high cost of healthcare services and medicine, the involvement of private insurance companies in providing healthcare insurance to all, and the prevention of medical errors. (â€Å"Healthcare,† N. D. ) The positive effects of a universal health program constitute healthcare access to all the citizens of the U.S. , whether they are employed or unemployed, obtaining extreme salary ranges or household incomes, and such. However, the program might not gain support from the private sector, particularly insurance providers and employers, as well as other people who do not wish to experience high taxes. Insurance providers will be out of business and the people will be expecting tax increases to provide for healthcare resources.Medical health professionals and healthcare workers might suffer from the increase in number of people who require health care service s, leading to the need of expanding the country’s healthcare workforce, and consequentially, resources to fund the expanded workforce. In addition, the quality of healthcare might not undergo improvements or developments due to limited funding, since majority of healthcare resources are allocated to providing healthcare insurance to all.Overall, although the universal health program is an excellent way for the government to address the needs of its people, there are various issues and challenges that must be resolved to ensure the smooth facilitation and implementation of the program. The government should look for ways to arrive at a consensus with private insurance providers, encourage citizens to establish careers in healthcare, and to assure the citizens that tax raises will be able to resolve the issues of limited access to healthcare in the country affecting the health and welfare of the people.

Globalization And Its Impact On Society - 1369 Words

Globalization is a broad term used in multiple social studies classes. There are three types of globalization: cultural, economical and political. As both positive and negative views exist on globalization; using just the word globalization isn’t specific enough to understand these viewpoints. Knowing the different types of globalization will allow a person to form their own opinion whether or not each individual type of globalization has a positive or negative impact on society. Cultural globalization involves the â€Å"spread of culture beyond the region or state from which it originated.† (Davies 1). To understand what cultural globalization is, one must understand what falls under the category of culture, which includes religion, language, art, and dress. Throughout history, migration has allowed for cultural globalization to occur, which is how religions such as Buddhism, Christianity and Islam have spread to other regions. Having cultural globalization has allowed for people to be united. Another definition of cultural globalization is being â€Å"influenced by the diffusion of commodities and ideas.†(Encyclopedia Britannica) In today’s society, many people are influenced by magazines, television and social media. In different parts of the world, â€Å"young people want American products such as Nike sneakers and the latest CDs†(Barlow 1), in which some people believe it is â€Å"destroying local tradition, knowledge, skills, artisans and values.† (Barlow 1). In countries orShow MoreRelatedThe Impact Of Globalization On The Society1114 Words   |  5 Pages The Impact of Globalization 3 Introduction The effects of globalization are visible everywhere. The mixing of cultures and races throughout our society is everywhere. It’s on television, in our homes and woven into our workplace. This is not necessarily a new construct; it’s just more noticeable today than in the past. The Roman Empire opened all trade in Europe, Africa andRead MoreGlobalization And Its Impact On Society Essay925 Words   |  4 PagesGlobalization is the process by which different societies, culture, and how regional economies integrate through a worldwide network of political beliefs through communication, marketing, and transportation. Predominately, globalization has made a worldwide impact on many nations in numerous ways such as; politically, economically, as well as socially. Globalization has shaped the independence of various nations, thus leading to worldly affairs based on a global level. Leading to trends in cultureRead MoreGlobalization And Its Impact On Society1637 Words   |  7 Pages1. Introduction Globalization as ‘the acutely adamant affiliation of economies, societies and cultures into a borderless accepted communications [technology] and accumulation arrangement [is] a world-transforming process, not all which is pleasant,’ (Morrison, 2010, p. 32). Although globalization is, and will apparently abide for some time, one of ‘a lot of ambiguous and misunderstood’ concepts, there is some accepted arena to be beginning an allotment of all the confusion (White, 2008). That isRead MoreGlobalization And Its Impact On Society1311 Words   |  6 PagesGlobalization, has taken place for centuries, is the shrinking of geographic that accelerate the flows of money, goods, people and culture around the planet. Migration came when people move between countries either temporarily or permanently, to seek education and employment or to escape adverse political, environments. Culture and globalization have infinite impact on each other. Humans have never been closer together than we are today. Globalization, started from the intercontinental migrationRead MoreGlobalization And Its Impact On Society1963 Words   |  8 PagesGlobalization has been rapidly influencing businesses in today’s society. It is a way of bringing markets around the world closer together to form better partnerships and improve communication between the different countries, governments and businesses that are motivated by investments and international trading. Globalization has been adapted to foster political and diplomatic affiliations between countries. This way of conducting business creates a competitive market place, and keeps the organizationsRead MoreGlobalization And Its Impact On Society1307 Words   |  6 PagesGlobalization is a phenomenon involving the integration of ideas circulating worldwide, connecting people from everywhere (Friedman). Globalization affects everything, but most importantly it impacts our own cultures. Culture is the way that grou ps of people act, believe, and live. This is crucial to life because without culture, we wouldn’t be unique. Cultures are linked together through globalization because globalization can spread cultures worldwide, altering them in the process. GlobalizationRead MoreGlobalization And Its Impact On Society942 Words   |  4 PagesGlobalization has, from the late twentieth century, led nations and their borders to be called into questions. Populations, often driven by their youths, now have instant access to information on everything that happened around the world. Meanwhile, and because of this globalization, states have been forced to open up to the world and to free their borders to facilitate exchanges. Therefore, people began to feel less constrained by their nationality and became what is often referred to as citizensRead MoreGlobalization And Its Impact On Society1274 Words   |  6 Pagespeople alike, yet globalization is a vastly broad and unfamiliar concept to a major ity of people. Personally, before enrolling in this class, I thought I knew what the general idea of globalization was, as rudimentary and elementary as my knowledge of the topic had been. However, after only exposing myself to a minuscule amount of cultural literature throughout the course of this class thus far, I have greatly expanded my understanding of what the true meaning of globalization is: a process thatRead MoreGlobalization And Its Impact On Society Essay1550 Words   |  7 PagesGlobalization defines practically all facets of modern life. The jobs available to the public, the cultures people embody/emulate, the relationships individuals engage in, are all continuously altered by the profound forces of the globalizing process. Capital, people, images, commodities and ideology transcend national borders, and information races around the globe at accelerating speeds (Inda 4). The theme of globalization has emerged generating considerable amounts of controversy in its wake ,Read MoreGlobalization And Its Impact On Society Essay1980 Words   |  8 Pagesphenomenon is called globalization. As humans continue to advance technologically, we, as humans, will become more unified. This unification has many benefits. We will be able to work together on an economical, political, and social level. The state-of-the-art capabilities in commerce and trading between countries globalization fosters immense economical growth. Consequently, this growth will lead to an increase in jobs and overall economic health. Nevertheless, some claim that globalization will have certain